Very often, people think that they are so extended that they don’t have enough money to save. Before you make that statement about your finances, look at the seven suggestions below on ways to find an extra $50 or more in your budget that you can use for saving or investing. Track your miscellaneous spending – Many people don’t realize how much frivolous spending that they do like buying $4 to $5 coffees daily, or purchases from the value menu at fast food restaurants or eve

It is human nature to have regrets about things in your life. Thoughts about those what might have been moments and the “What ifs”. Now narrow that focus to money not well spent and well, that’s even more bothersome. We recently came across an article in our weekly research about financial regrets and shared it, but after talking the other day about things we would have spent money on differently if we knew then what we know now, this subject deserves a closer look. Accord

Often times, people believe that wealth is an unreachable goal based on their current financial situation. I am here to tell you that is not the case. If you can set a specific aim to become wealthy, I guarantee it can happen for you. Let’s examine making a specific aim. If you want to meet the financial goals you have set out for yourself, you have to be intentional with all of your financial decisions. Many people give up their wealth for what is in their driveway, in t

The definition of a millionaire is having a net worth greater than 1 million U.S. dollars. Do you know what your net worth is? Net worth is the amount by which your assets exceed your liabilities. Before you can start your wealth building journey, you have to know where you are currently financially. I would like to challenge you to take the time to calculate your net worth. Net worth is calculated by adding up all of your assets and subtracting all of your liabilities. Ne

The Challenge: Non-Sufficient Funds (NSF's) vs Sufficient Wealth Funds (SWF's). Are you losing your wealth to bank fees? According to CNN Money, three of the big banks: JP Morgan Chase, Wells Fargo and Bank of America made $1.1 billion in ATM fees, 2.3 billion in maintenance fees and 5.4 billion in overdraft fees in 2016. These are alarming numbers. Are you giving up your wealth to bank fees? If you are, your challenge is to STOP THE DEVOURER. There was a time when bank

I came across this post on Facebook where a young man had made the following observation: “White children are allowed to live at home, go to college, make mistakes and learn, fall down and get back on their feet with the support of their parents… Meanwhile while a black child has to be an asset financially in order to remain in the household otherwise you are deemed useless, so instead of being able to get ahead you are stuck doing jobs and things you don’t want JUST to supp