Very often, people think that they are so extended that they don’t have enough money to save. Before you make that statement about your finances, look at the seven suggestions below on ways to find an extra $50 or more in your budget that you can use for saving or investing. Track your miscellaneous spending – Many people don’t realize how much frivolous spending that they do like buying $4 to $5 coffees daily, or purchases from the value menu at fast food restaurants or eve

As the holiday season begins to crank up in earnest this week, many people may feel tis’ the season to rack up credit card debt. In our research on financial issues, we came across this CNBC article (Here's what happens if you don’t pay off your credit card debt) that details what happens as you fall further into default status. According to the Federal Reserve’s report, the United States has more credit card debt than at any time in our country’s history through the 3rd q

It’s hard to believe that we are less than three months away from Christmas. If you have not already started budgeting for your holiday spending, I suggest that you begin now. According to an article found on Forbes.com, (Holiday Spending To Exceed $1 Trillion - And 11 Other Surprising Data Points Of Christmas) In 2016, an average of $413.00 per adult would be paid out in Christmas spending. With this level of money being spent, a plan of how to shop smarter during the Chris

Parents everywhere look at this time of year with both nostalgia and excitement. Children tend to have varied perspectives about it. Retailers are overjoyed at this time of year. If you didn’t know better, you might think I’m talking about Christmas kind of early. In actuality, this is Back to School season, and you should understand some of the business behind it while shopping and making money decisions. According to a July 27th article in the Chicago Tribune, Back to

The Challenge: Non-Sufficient Funds (NSF's) vs Sufficient Wealth Funds (SWF's). Are you losing your wealth to bank fees? According to CNN Money, three of the big banks: JP Morgan Chase, Wells Fargo and Bank of America made $1.1 billion in ATM fees, 2.3 billion in maintenance fees and 5.4 billion in overdraft fees in 2016. These are alarming numbers. Are you giving up your wealth to bank fees? If you are, your challenge is to STOP THE DEVOURER. There was a time when bank